D
Deleted member 122178
Guest
I have just received my renewal for car insurance.
I hadn't owned my own car for a long time so was starting out on the insurance ladder again when I decided to get a new car last year.
I paid £320 fully comp on a Fiesta without any NCD which I thought was good given the lack of NCD ( ignoring I have full 15+ years on a motorbike and drive 30000+ miles a year in a company van)
In Jan this year some git bumped my car whilst parked outside my house and drove off but luckily I had CCTV of it so made a claim against them and had the car repaired (£1000) this is all sorted with my insurance company reclaiming the costs against the 3rd party so it shouldn't affect my insurance?
Anyhow given that I have now earned the 1st year NCD which based on previous experience is around a 30% discount I was expecting my renewal to be lower than last year but its come in at £520! Evening after trawling the comparison sites I can only get it down to £400. Direct Line have come in the cheapest so far at £320 but thats with a £350 excess I only had £45 ( yes 45 ) on the last one.
Has the Covid issue pushed prices up? I can't work out why a 60% increase when that includes a 30% reduction.
I hadn't owned my own car for a long time so was starting out on the insurance ladder again when I decided to get a new car last year.
I paid £320 fully comp on a Fiesta without any NCD which I thought was good given the lack of NCD ( ignoring I have full 15+ years on a motorbike and drive 30000+ miles a year in a company van)
In Jan this year some git bumped my car whilst parked outside my house and drove off but luckily I had CCTV of it so made a claim against them and had the car repaired (£1000) this is all sorted with my insurance company reclaiming the costs against the 3rd party so it shouldn't affect my insurance?
Anyhow given that I have now earned the 1st year NCD which based on previous experience is around a 30% discount I was expecting my renewal to be lower than last year but its come in at £520! Evening after trawling the comparison sites I can only get it down to £400. Direct Line have come in the cheapest so far at £320 but thats with a £350 excess I only had £45 ( yes 45 ) on the last one.
Has the Covid issue pushed prices up? I can't work out why a 60% increase when that includes a 30% reduction.